Auto Insurance Archives - Comedy Defensive Driving® Fri, 16 Sep 2022 19:00:55 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 What Happens if I Get a Traffic Ticket While Driving for Uber or Lyft? https://dev.comedydefensivedriving.com/what-happens-if-i-get-a-traffic-ticket-while-driving-for-uber-or-lyft/ Wed, 30 Jun 2021 18:54:21 +0000 https://comedydefensivedriving.com/?p=11831 Did you receive a traffic ticket while driving for uber or lyft? We got you. We explain what you can do about getting an Uber or Lyft traffic ticket on the job and how to dismiss it for the least amount of money! What is an occupational hazard An ‘occupational hazard’ can be defined as…

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Did you receive a traffic ticket while driving for uber or lyft?

We got you. We explain what you can do about getting an Uber or Lyft traffic ticket on the job and how to dismiss it for the least amount of money!

What is an occupational hazard

An ‘occupational hazard’ can be defined as an ‘occupational risk accepted as a consequence of a particular occupation’. Driving around town and getting to meet new people as a rideshare driver might be considered one of the ‘perks of the job’ but, getting a traffic ticket while driving for Uber or Lyft could be considered an occupational hazard.

No one enjoys getting a traffic ticket. In short, it can be a real buzzkill, especially when you have so many other bills to pay already. What’s even worse is when your livelihood depends on that job. Being a rideshare driver means walking a tightrope where if you fall off in any way at all – speeding too much (20mph over the speed limit) or excessive traffic violations – it’s on you. Now that’s a scary occupational hazard.

Getting a ticket while driving for uber and lyft

If you receive an Uber or Lyft traffic ticket, the responsibility is on you. How you choose to dismiss or pay for the ticket, is also, on you. But, did you know, tickets do not have to be paid for in full. Comedy Defensive Driving is here to help as one of the most practical ways to get your traffic ticket expunged. This removes it from your driving record and lowers the cost of your ticket. Sound to good to  be true? It is isn’t, let us explain.comedy defensive driving

Traffic departments want better drivers driving more defensively. Duh! Therefore, they incentivize traffic offenders to take part in a comprehensive defensive driving course. By taking a course like comedy defensive driving, you squash points off of your driving record. Think of this as ‘traffic school rehabilitation’. When you pass your defensive driving course, you get your Uber or Lyft traffic ticket removed. Voila! Now you’ve saved money and your driving record.

Companies like Uber and Lyft are notoriously strict with regards to requiring drivers to have a squeaky clean track record. This is because the power of these technology-driven ridesharing companies is that they lay the responsibility of driving at the feet of the driver behind the wheel. Meaning, they want the safest drivers possible! The cleaner your record, the more likely you are to be hired.

Don’t have a traffic ticket on your driving record but still want to save money AND look good to these companies? Taking a defensive driving course doesn’t just dismiss a ticket. It also, looks great on a resume! On top of that, you can lower your insurance cost! 2 for 1! Reach our to your insurance provider and let them know that you have completed a defensive driving course. According to insurance.com , drivers will save on average, anywhere from 5%-10% off!

Why choose Comedy Defensive Driving to Dismiss your ticket?

It’s not all doom and gloom when having to take an online course. Comedy Defensive Driving understands that earning a living is a serious business, SOOOO we like to lighten it up a little. We do this by teaching you how to drive defensively while infusing a few laughs along the way. Taught by professional comedians, our 100% online course Comedy Defensive Driving will have you laughing while you learn. Giving you something to smile about when you take on your next rideshare customer. Don’t wait! Sign up today a to get a head start. You can start and stop as you please. Complete the course on your own time. Save money and have some laughs, we make it easy.

 

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Save Money on Your car Insurance with Comedy Defensive Driving https://dev.comedydefensivedriving.com/save-money-on-your-car-insurance-with-comedy-defensive-driving/ Tue, 25 May 2021 23:16:50 +0000 https://comedydefensivedriving.com/?p=11778 Save money on your car insurance by taking a Defensive Driving class that will not only lower your rate BUT ALSO make you laugh! That’s right you can take our 5 star rated online course and save some money! The best part? This can all be done instantly as soon as you complete your course.…

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Save money on your car insurance by taking a Defensive Driving class that will not only lower your rate BUT ALSO make you laugh! That’s right you can take our 5 star rated online course and save some money! The best part? This can all be done instantly as soon as you complete your course. Let us show you how in 4 easy steps.

Step 1: Sign up for Comedy Defensive Driving

First step to saving money on your car insurance is to go ahead and sign up here. Click the link and put in your information. You will need your drivers license number, insurance information and ticket information (if you are signing up to dismiss a ticket). Once you have put all of the above information in you will be able to begin your course.Stranded car

This course was designed with you in mind! We know taking a defensive driving course probably isn’t your ideal day/night, so we did our best to make it fun. This course is 100% videos, all written by professional comedians. Not only do you get to sit back and relax, you also get to laugh! We are one of the only courses written and taught by comedians. Why teach with comedy? We know that laughing while you learn is proven to increase retention. Don’t believe us? Check out what some industry professionals say on the psychological affects of laughter.

“A substantial body of research explains why we remember things that make us laugh, such as our favorite, hilarious high school moment or the details of that funny movie we saw last weekend. Neuroscience research reveals that humor systematically activates the brain’s dopamine reward system, and cognitive studies show that dopamine is important for both goal-oriented motivation and long-term memory, while educational research indicates that correctly-used humor can be an effective intervention to improve retention in students from kindergarten through college.”

Step 2: Take you quick quiz

Once you have completed your course, you will be prompted to complete a quick quiz. Don’t worry! This quiz is not hard, especially if you payed attention to all of the hilarious videos. This is to make sure you retained the information in the course and can insure that you are a safe driver.

Test make you nervous? Don’t worry, we promise there are 0 trick questions. The test, on average, will only take about 10 minutes. And, if you miss too many questions, you will get 3 chances!

Step 3: Get your certification

So you passed your test and are ready for the next step? Perfect because this step is probably the easiest of them all! Once you have slide austin chroniclecompeted step 1 and 2 you can instantly receive your certification. Yes, INSTANTLY! We give you the ability to download your certification immediately after completing your test. Just press the download certification button and it will immediately be on your device.

Once you have downloaded your certification of completion, make sure and save it for future use. This will be used to submit to your insurance company and/or to dismiss a ticket. If at any time you have misplaced your certification, just log back in and re-download your cert!

Step 4: Save money on your car insurance

Now that you have done all the hard work it is time to take in the benefits. Save money on your car insurance benefits. To do this you are going to want to call your insurance provider and make them aware that you have taken a defensive driving course. You will also want to present them with your certification of completion that you download after passing the final test. Once they receive these documents you will be set to have them lower your current insurance rate!

How much money can I save on my car insurance by taking a defensive driving course?

You have completed all the above steps and now you are curious as to how much money you are going to be saving? We don’t blame you, with the world opening back up again we all want more spending money to do all the things we missed out on in 2020!

On average, most insurance providers offer a 10% discount on the liability portion of your auto insurance, per-year, for three years. Some offer a higher discount. Or an easy way to put it, if your current car insurance is $300 per month ($3600 a year), the average amount you save is $30 per month or $360 per year or even better $1080 for all 3 years total. Saving $30 a month or $300 car insurance may not sound like a lot of money, but it adds up more quickly than most people realize.

So, why wait and spend anymore money than you need too! Click the link and sign up today! It is that easy and we promise you will be entertained but more importantly, we promise you will save money.

 

Don’t forget you can dismiss your driving ticket AND save money on your insurance

Got it a ticket? Don’t worry, we have you covered! You can take a Defensive Driving class to dismiss a current traffic ticket you have received. This will take the ticket off of your driving record AND allow you to not pay the full ticket amount. The best of both worlds, but wait there is more!

Even if you are taking our course to dismiss a ticket, you can still submit your certification of completion to your insurance to get a discount! That is right, you can do both at the same time! Complete your course and submit your certification to your required court. Once that is completed you may take that same certification and submit it to your insurance company!

So many savings why not get started today! Remember if you have any questions our support team is always happy to help. We want you to walk away a better, funnier and richer driver! What is there to lose?

As always,

Have a happy and safe driving week from the Comedy Defensive Driving Team

Comedydefensivedriving.com

comedy defensive driving

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Florida ticket dismissal. 6 easy steps to remove a traffic ticket and points from you driving record https://dev.comedydefensivedriving.com/florida-ticket-dismissal-6-easy-steps-to-get-points-removed/ Wed, 12 Aug 2020 21:43:26 +0000 https://comedydefensivedriving.com/?p=11668 Florida ticket dismissal doesn’t have to be hard. In fact it can be easy, completed online, at your own pace and funny! We show you how to remove a traffic ticket and driving record points in Florida in 6 easy steps. 6 easy steps to dismiss a ticket and remove points from your driving record…

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Florida ticket dismissal doesn’t have to be hard. In fact it can be easy, completed online, at your own pace and funny! We show you how to remove a traffic ticket and driving record points in Florida in 6 easy steps.

6 easy steps to dismiss a ticket and remove points from your driving record

1. Get a ticket OR decide you want to lower your insurance cost by removing points from your driving record

While none of these steps are extremely difficult, this is by far the easiest of them all. (Please do not try to get a speeding ticket though.) If you have not taken an online traffic school course in the state of Florida in the past 12 months you are eligible to take this course . This course can be taken to either dismiss a ticket OR remove points from your driving record, ultimately lowering your insurance cost! Who doesn’t want their insurance cost lowered? You also, help save your self money by dismissing your ticket rather than having it appear on your recorded. We have a 100% guarantee that your ticket will be dismissed, or we pay the ticket ourselves. Save your self the hassle and take an online course.

2. Sign up for a Florida ticket dismissal course

Signing up for a course is easy. Again, if you haven’t taken a course within 12 months or 5 times in your total life, you should be able eligible. Click the link below to begin registration Florida Online Traffic School This course is state approved and also 100% guaranteed. It is also, one of the lowest priced at $5.00. Have your ticket information handy as you begin our registration.

3. Take your online course

Once you have registered its time to being your course. This course allows you to go at your own pace, stopping and starting when needed. It is 100% videos, no reading required. The best part is this course was made by real comedians to keep you entertained. No boring videos, we promise It is also comparable with your computer, phone and tablet so you can take this course from any device you wish. Want to start on your laptop and continue later on your phone? No problem! We will keep your place every time you log in and out.
Once you have completed your course, you will take an easy final exam to go over everything we learned. Don’t worry! Our test are multiple choice and have a pass rate of 99.99%. We also give you the option to retake the exam if needed.
*It is important to remember that all courts have their own specific deadline on when your course must be completed. They are normally anywhere from 60-90 days. Make sure to check your specific court due date. All courses must be finished within the time given*

4. Download your Certificate

Once you have completed the course and the final exam on your own time you get to download/print your certificate! (Woah) This service is completely free and instant. Your certificate is also submitted to FLHSM upon course completion. We try to make getting your certificate as easy as possible! No waiting for the mail or hidden fees! Just finish your course and your certification is right there waiting for you, ready for your speeding ticket dismissal.

5. Dismiss your ticket

Once you have completed your course and download your certification it must be sent to the court where you received your ticket. Many courts allow you to send your downloaded certification by email. Others may still require you to print your certification and send it to them by mail. Check with you county clerk to see how to best send in your certification of completion. Once you have done this, your court will close our the citation with out putting any points on your record!

6. Get points off of your driving record and reduce your insurance cost

If you have completed your florida traffic school course you can be eligible for a reduction in your car insurance cost! Not only will you keep points off your record but drivers save an average of 10% off of their premiums after completing a course. Download your certificate and send a copy to your insurance provider. From their they will be able to tell you how much you will save on car insurance! It’s a Win, Win!

Florida Ticket dismissal, we make it easy and fun

Getting a ticket is not ideal but, we try to make the dismissal process as easy and funny as possible. Our real comedians made this course funny AND informative. With all videos and zero reading, getting points taken off your driving record has never been more painless.
We also want to help people save some extra money on their car insurance! Don’t forgot to not only send your certificate to your county clerk for ticket dismissal but also, to your insurance company!. Make sure you sign up today and get started at your own pace. We promise to try and make you laugh while making your driving life a little safer.

Comedy Defensive Driving Florida traffic school

Florida Traffic School

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Lower your New Jersey Auto Insurance Rate https://dev.comedydefensivedriving.com/lower-your-new-jersey-auto-insurance-rate/ Thu, 02 Apr 2020 23:16:28 +0000 https://comedydefensivedriving.com/?p=11653 How to lower you New Jersey Auto Insurance rate and reduce points off your driving record isn’t as difficult as you might think. We  know with Covid-19 times are changing and like a lot of us, you are probably looking for ways to save some extra money. No one wants to over pay for their…

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How to lower you New Jersey Auto Insurance rate and reduce points off your driving record isn’t as difficult as you might think. We  know with Covid-19 times are changing and like a lot of us, you are probably looking for ways to save some extra money. No one wants to over pay for their insurance, so let us help. If you have some extra time (like most of us do), take a break from Netflix and read below to find out how to reduce your monthly payments.

How your Automobile Insurance Rate Is Determined

First lets do a little explanation of how your auto insurance rate is determined. Today the average cost of automobile insurance in New Jersey is around $1346 per year and per vehicle. But  explaining why your auto insurance cost what it does isn’t as simple as you think. Unfortunately, it isn’t just about being a safe driver. There are 11 main factors that go into determining your rate. These 11 factors listed below all have different weights that come together to determine what you pay.

  1. Gender and Age
  2. Marital Status
  3. Where You Live
  4. Credit Score
  5. Profession
  6. Safety Rating
  7. Vehicle Size
  8. Age of the Car
  9. Likelihood of Theft
  10. Driving History
  11. Driving Activity

New Jersey’s Automobile Insurance Cost Reduction ACT or The AICRA

In 1998 the Garden State put the Automobile Insurance Cost Reduction Act or for short the AICRA in to place to control the rising cost of auto insurance.  This legislation required that New Jersey auto insurance rates be reduced by approximately $700 million or an overall 15%. On top of reducing cost this act allowed people to have more choices in coverage options, standard or basic policy, and it allowed you to better control your own cost. You can control your current insurance rate by doing any of the following:

  • Raise your deductibles. To lower your insurance rate, set your deductible higher.
  • Change your PIP benefit options. You can change your auto insurance coverage depending on your health insurance coverage. If your health insurance offers primary coverage for auto accidents injuries you can choose to have them be the primary payer for auto related accidents.
  • Limitation on Lawsuit option. Selecting this option can allow you to save up to 75% on bodily injury and property damage liability coverage.
  • Take a state approved defensive driving course. Those who complete a defensive driving course may receive discounts on their auto insurance by reducing the points on their driving record
  • Buy a safe car and drive safely. The most obvious way to lower cost and also, the safest! Remember to drive safely and always make sure  your car is up to date.

How to take a defensive driving course in New Jersey and reduce your Points

Taking a defensive driving course is easy, even in today’s crazy world. You can take a defensive driving course from the comfort of your own home! Thats right you don’t even need to leave your living room or put pants on. We don’t care what you wear at Comedy Defensive Driving.

There are a couple things to know when deciding on a Defensive Driving course to lower your insurance cost. Make sure your course is approved by the New Jersey MVC and all New Jersey cities and counties. Second, you may only receive a two point reduction once every 5 years and only if there are points on your driving record at the time you complete the course. Finally, check with your insurance agency. All insurance agencies are different, some and the amount of money you can save can change depending on the type or coverage you have and your personal driving record.

How much money can you save by taking an online defensive driving course?

Taking an online defensive driving course keeps your record clean and your insurance premiums low. All insurance agencies are different, some higher some lower but the average savings on auto insurance after taking a defensive driving course is around 10%. Since the average cost of New Jersey auto insurance is around $1,346 a year, that means a ten percent savings over three years would be around $402. Factor in that our course only cost $15 and has a free instant certificate for you to print and that means you save on average $387.

Why choose Comedy Defensive Driving to reduce points and lower your automobile insurance cost in New Jersey

We know, taking an online course about safe driving probably isn’t at the top of your list of things to do. Even though it helps save you money! All online courses are a minimum of 6 hours as required by the state and have a small quiz at the end of each section.This all sounds painful and not at all entertaining but we promise it is not all that bad. Thats why we made sure to make our course as hilarious and educational possible using real comedians, actors and lots of fun animation. We want everyone to laugh, learn and save money all at the same time when they take our course.

 

Stay safe and save some money on your car insurance. Until next time,

Comedy Defensive Driving

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