Auto Insurance Rates

Parents of teenage drivers always have a barrage of advice for keeping auto insurance rates down. Who better to ask, than those who have experienced the pain in the wallet and who have already done the research? More often than not, I hear from these parents “Insure the car, not the kid.” Although, for some,…

TexasSure

In Texas, 1 out of every 5 vehicles is uninsured. Now Texas knows which ones they are via the TexasSure Vehicle Insurance Verification program. So, police who are patrolling know when they run your plates or scan your registration sticker if you have liability limitations or not. And, now that they have implemented the Texas…

Tips for Getting Better Insurance Premiums

Here in Texas, you absolutely must have automobile liability insurance, or what they call “financial responsibility” … it’s the law. Two things that stay on your driving record indefinitely are a DWI (fair enough…that makes sense) and no proof of liability insurance. And it stays on your driving record…forever! We also have what they call…

Driver safety course when pulled over

In what he calls an “educational video” that’s widely circulated on YouTube, comedian Chris Rock offers advice on what to do when you get pulled over for a traffic violation. “Obey the law” he says. “Stop immediately” and “stay in your car with your hands on the wheel.” Finally, “if your woman is mad at…

Driving Under The Bridge

Why does a driver’s insurance rate drop at the age of twenty-five? Recently, I was driving around in Irving, Texas listening to the Red Hot Chili Peppers’ CD called Blood Sugar Sex Magik. When that album was released, I was 22 years old. Back then my driving sucked!! My insurance rates were high because of…